The simple fact is... You need flood insurance!

Unfortunately, Tropical Storm Allison has taught thousands of us a very important, and expensive, lesson:

      Just because your home is not mapped within the 100-year flood plain

      does not mean that you are safe from potential floods.

When the rains of Allison eased, Harris County, Texas, was left with:

• 22 fatalities

• 95,000 damaged automobiles

• 73,000 damaged residences

• 30,000 stranded residents

• Over $5 billion in property damage

Could you recover from a similar disaster today?

What is the Tropical Storm Allison Recovery Project

and how does it affect you?

After the devastation of Tropical Storm Allison, FEMA and the Harris County Flood Control District launched a joint effort project to gather information about the storm and to create new flood hazard information to better prepare the citizens for the next flood.  This project is known as the Tropical Storm Allison Recovery Project, or TSARP. As a result of the research of the TSARP, FEMA will be implementing changes to the Flood Insurance Rate Maps (FIRMs) in the very near future.  These changes could greatly affect your flood insurance rates.  There is great news for loyal customers of the National Flood Insurance Program, there is a grandfather rule that

will allow you to maintain low rates regardless of map changes. 

Contact Chris today for detailed information on how you can take advantage

 of this rule and to see how these changes may affect you.

During the course

of a 30 year mortgage, your home is 17%
more likely to be
damaged by flood than fire.

Roughly 25% of

all claims paid

by the NFIP
are for policies

in low- to

moderate-risk
communities.

FEMA will be
implementing changes to the Flood Insurance
Maps in the very near future.

These changes could affect your flood insurance
rates.

                For more flood information, facts and statistics, click here!